- October 5, 2018
9:00 am - 11:00 am
For HR Representatives STaRT has been approved for Continuing Education credits.
MOST Americans are NOT saving enough for retirement! MANY are NOT saving anything at all! STaRT is a “non-commercial” program, offered by the PA Department of Banking and Securities, which discusses retirement planning. The goal is to help you determine what your retirement goals are and how to help you get there. No matter where you are in the timeline for retirement, know that it’s never too late to start. That’s why we call this “Start Today and Retire Tomorrow.” While national statistics are not always positive – they indicate most of us are not saving enough for the futures we want tomorrow. The good news is that if we make changes today, we can create a better tomorrow.
In the presentation we discuss debt, paying down debt….and why. We also discuss building an “Emergency Fund” and why….as well as saving/investing (and/or saving and investing MORE) for retirement.
TIME article published several years ago:
Personnel Finance: Productivity Down, Employers Target Debt Stress
Financial education advocates point to three primary places to reach those who need help with their money: in schools, the point of sale, and at work. A debate rages over the first two. But efforts to educate employees at the office are spreading fast.
Teaching folks about money in the workplace seems to have the most momentum. Companies can readily tie in money lessons with materials and counseling on benefits like health insurance, flexible spending accounts and pensions……..
Companies have a big incentive to educate employees about money. In a new Society for Human Resource Management survey, 83% of HR professionals said that personal financial problems have some or a large impact on the work performance of employees. More than half said that employees have dipped into retirement savings in the past 12 months to make ends meet. According to the study, employee money problems resulted in:
- 47% of HR professionals noticing employees’ struggle with their “ability to focus on work.”
- 46% noticing issues with “overall employee stress.”
- 26% observing a negative impact on “overall employee productivity.”
24% saying money woes are leading to “employee absenteeism and tardiness.”
Venue Phone: 570- 742-7341Address:
The Central PA Chamber of Commerce's office.